We never know what the future holds for us, so it’s always best to be prepared. Having an emergency fund is extremely important so you’re always prepared to deal with what life brings —good or bad.

It’s a good idea to make an emergency fund one of your highest savings priorities. An emergency fund should cover three to six months’ worth of realistic living expenses. If you feel your income is stable then you may be able to plan for the lower figure. An emergency fund can also shield you from the high cost of borrowing.

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When it came to understanding Mutual funds, my first discussion was with Subhash Chavan of Moats Wealth Advisors. He guided me with the systematic plan and how Mutual funds work and the wealth growth over the years. With the experience and the background of Moats Wealth Advisors I found a better way to grow my wealth. What was giving more comfort was that the way they have been able to switch and find the best funds to invest in, their regular daily updates, quarterly updates and the reports gives me confidence. I can very well say I have been having the best experience in Mutual fund investment with Moats Thank you Subhash for the excellent guidance. I am recommending Moats Wealth Advisors for all Mutual fund investors.

Shankar Iyer

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